The National Association of REALTORS® offers a comprehensive suite of research reports and data tools to help housing professionals understand and address the four CONVERGENCE gaps: information, trust, market supply, and financial resources.
Information Gap
- Experiences & Barriers of Prospective Home Buyers — Practical data on what’s stopping buyers, including prices, rates, inventory, and financing frictions
- Profile of Home Buyers and Sellers — Core annual benchmark on buyer behavior, down payment sources, and affordability pressures
Trust Gap
- Snapshot of Race and Home Buying in America — NAR’s annual flagship report tracking homeownership rates by race/ethnicity and key disparity indicators
- NAR Newsroom: Black Homeownership Rate Coverage — Quotable statistics and summary framing on denial rates and cost burdens
Market Gap
- Housing Affordability & Supply — Comprehensive research on how inventory aligns with what households can afford
- Housing Shortage Tracker — Dynamic tool highlighting metro areas with the most acute housing supply shortages
- Housing Hot Spots — Annual report identifying metros where affordability and inventory conditions are improving
- Economists’ Outlook: Down Payments & Financing Dynamics
Resource Gap
- First-Time Buyer Resources & NAR Engagement in Advancing Homeownership
- Washington Report: Federal Housing Packages — Tracks major federal housing legislation and financing provisions
- What NAR is Doing to Increase Homeownership Opportunities
- On Common Ground: Affordable Housing Financing — Practitioner-friendly overview of local funding mechanisms