About Brody
Brody Wamble represents Simmons Bank as a CONVERGENCE Memphis partner. Simmons Bank offers a suite of mortgage products designed for Low to Moderate Income (LMI) and Majority Minority Census Tract (MMCT) communities, including a CRA 100% mortgage and an ITIN loan — which removes barriers for populations working to secure U.S. citizenship.
How has CONVERGENCE contributed to your work?
“I often assume everyone knows each other and what one another do — not true. CONVERGENCE has placed organizations in the same room which leads to enhanced opportunities for the community. One example is the introduction of The City of Memphis and Memphis Housing Authority’s FSS program. The connection resurrected a forgotten opportunity for Section 8 recipients to use their vouchers toward a mortgage, not just rent.”
Most useful CONVERGENCE resources
“I like the Bloom614 website, specifically the Journey Map. The Home901 link provides potential homebuyers a way to see what DPA programs are in their area.”
Lessons from community events
“Start marketing early and often to draw an audience. It’s best to collaborate with a community partner. A challenge is encouraging people not to disqualify themselves — many think homeownership is a dream. Once you change the mindset, you change the outcome.”
“CONVERGENCE has placed organizations in the same room which leads to enhanced opportunities for the community.”
— Brody Wamble, Simmons Bank